Non-Medical Home Care Franchise vs. Starting Your Own
What five years costs on each path, counting every cost we can source on both sides. Change the revenue to see how royalties grow with your sales.
Preview: figures awaiting verification
Some numbers on this page haven't been checked against their sources yet.
At a glance
Franchise fee
- Franchise (4 brands)
- $49,500 – $54,000Pending verificationSourcesRight at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Griswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Always Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Home Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Range across 4 franchise brands.
- Independent
- $0
Initial investment
- Franchise (4 brands)
- $89,725 – $350,550Pending verificationSourcesRight at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Griswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Always Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Home Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026FDD Item 7 estimated initial investment (includes the franchise fee), across 4 brands.
- Independent
- $25,165 – $70,165*Pending verificationSourcesCalifornia Secretary of State — LLC (domestic) forms and fees(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026California Franchise Tax Board — limited liability company(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026California Department of Social Services — Home Care Services application fees(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026California Department of Social Services — Information for Home Care Aides (registry application)(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Insureon — Non-medical home care (personal care aides) insurance cost (updated October 29, 2026)(opens in a new tab)Tier 2 · Industry report · Accessed October 31, 2026California Division of Workers' Compensation — Employer information(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Home Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Always Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Right at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Computed from 10 startup budget line items: lean plan low to professional plan high. Some lines are not sourced yet and are excluded.
Ongoing royalties
- Franchise (4 brands)
- 5% – 6% of revenuePending verificationSourcesRight at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Griswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Always Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Home Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Percent of gross revenue, across 4 brands.
- Independent
- None
Operating costs (5 years)
- Franchise (4 brands)
- $27,240 – $44,740Pending verificationSourcesAlways Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026California Health and Safety Code §1796.37 (Home Care Services Consumer Protection Act — license applicant requirements), via california.public.law(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Insureon — Non-medical home care (personal care aides) insurance cost (updated October 29, 2026)(opens in a new tab)Tier 2 · Industry report · Accessed October 31, 2026Griswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026California Franchise Tax Board — limited liability company(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Five years of the operating costs we have sourced so far (insurance, software, fees), charged to both paths.
- Independent
- $27,240 – $44,740
Brand, training, and support
- Franchise (4 brands)
- Included
- Independent
- You build your own
5-year total cost
- Franchise (4 brands)
- $197,661 – $678,667
- Independent
- $52,405 – $114,905*
5-year totals assume $212,070–$484,824 in yearly revenue (our forecast presets at full volume), the same sourced operating costs (insurance, software, fees) on both paths, and both the lean and professional independent plans. Franchise investment figures come from each brand's disclosure (FDD Item 7) and already include the franchise fee. * Excludes independent startup lines we haven't sourced yet.
What franchisees report taking in
From each brand's own disclosure (FDD Item 19), copied exactly. These are gross sales before royalties and costs, not profit, and not a promise of what you will earn.
Right at Home
Item 19 reports 2025 net billings (revenue, not profit) for 390 offices, split by how long each office has been open; this is the only brand here that shows offices in their second year separately, so we lead with those.
- Median 2025 net billings, offices open 13–24 months (19 offices; revenue, not profit)$448,134 a yearPending verificationSourceRight at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 202610 of 19 (53%) reached the median. Lowest office $135,178, highest $1,368,166. FDD Item 19, Table 1. 'Net billings' is revenue before royalties, caregiver wages and all other expenses — not profit. Unaudited figures reported by franchisees for January 1–December 31, 2025; conversion franchises are excluded. Some franchisees have earned these amounts; there is no assurance you will do as well.
- Average 2025 net billings, offices open 13–24 months (19 offices; revenue, not profit)$491,975 a yearPending verificationSourceRight at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 20267 of 19 (37%) reached the average. FDD Item 19, Table 1. 'Net billings' is revenue before royalties, caregiver wages and all other expenses — not profit. Unaudited figures reported by franchisees for January 1–December 31, 2025; conversion franchises are excluded. Some franchisees have earned these amounts; there is no assurance you will do as well.
- Median 2025 net billings, offices open 25–36 months (14 offices; revenue, not profit)$718,951 a yearPending verificationSourceRight at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Average for the same 14 offices: $781,091. FDD Item 19, Table 1. 'Net billings' is revenue before royalties, caregiver wages and all other expenses — not profit. Unaudited figures reported by franchisees for January 1–December 31, 2025; conversion franchises are excluded. Some franchisees have earned these amounts; there is no assurance you will do as well.
- Median 2025 net billings, all 390 offices open a year or more — mature system: 332 of them open over five years (revenue, not profit)$1,334,579 a yearPending verificationSourceRight at Home 2026 FDD (Minnesota CARDS), issued March 31, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Average $1,836,498. Dominated by offices open 61 months or more (median $1,434,822). The FDD also reports an average gross margin of 44.60% after direct caregiver costs (Table 3A). FDD Item 19, Table 1. 'Net billings' is revenue before royalties, caregiver wages and all other expenses — not profit. Unaudited figures reported by franchisees for January 1–December 31, 2025; conversion franchises are excluded. Some franchisees have earned these amounts; there is no assurance you will do as well.
Griswold Home Care
Item 19 reports 2025 gross receipts by territory count, quartile and years in the system, plus a year-by-year ramp for newer franchisees; we lead with the first-year and one-to-three-year figures.
- Average first-year gross receipts, new franchisees open at least one year (23 owners; revenue, not profit)$236,326 a yearPending verificationSourceGriswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Median for the same 23 owners: $216,990. From the 'Year 1 through 5 Ramp' table, which covers territories open 12–60 months. FDD Item 19, Part V. Gross receipts before royalties, caregiver pay and all other expenses — not profit. Unaudited, reported by franchisees. Excludes 22 territories opened during 2025, one location that closed, and five affiliate-owned locations. Some outlets have earned this amount; your results may differ.
- Median 2025 gross receipts, franchisees 1–3 years in the system (revenue, not profit)$264,405 a yearPending verificationSourceGriswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Average $345,714; lowest $128,874, highest $707,699. FDD Item 19, Part V. Gross receipts before royalties, caregiver pay and all other expenses — not profit. Unaudited, reported by franchisees. Excludes 22 territories opened during 2025, one location that closed, and five affiliate-owned locations. Some outlets have earned this amount; your results may differ.
- Median 2025 gross receipts, single-territory franchisees open all of 2025 (23 owners; revenue, not profit)$707,699 a yearPending verificationSourceGriswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026FDD Item 19, Part II. Average $1,379,078; 9 of 23 (39%) reached the average. Lowest $61,937. FDD Item 19, Part V. Gross receipts before royalties, caregiver pay and all other expenses — not profit. Unaudited, reported by franchisees. Excludes 22 territories opened during 2025, one location that closed, and five affiliate-owned locations. Some outlets have earned this amount; your results may differ.
- Median 2025 gross receipts, all 59 franchised locations open all of 2025 — mostly mature, multi-territory owners (revenue, not profit)$1,492,691 a yearPending verificationSourceGriswold Home Care 2026 FDD (Minnesota CARDS), issued April 20, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026FDD Item 19, Part I. Average $2,048,633 across 112 territories; 23 of 59 (39%) reached the average. FDD Item 19, Part V. Gross receipts before royalties, caregiver pay and all other expenses — not profit. Unaudited, reported by franchisees. Excludes 22 territories opened during 2025, one location that closed, and five affiliate-owned locations. Some outlets have earned this amount; your results may differ.
Always Best Care Senior Services
Item 19 reports systemwide sales, 2025 gross sales for franchisees open two years or more, and gross sales and owner discretionary profit margin by years in operation; only 3 single-unit owners fall in the 1–5 year group, so treat those figures with care.
- Median 2025 gross sales, single-unit franchisees 1–5 years in operation (3 franchisees; revenue, not profit)$672,721 a yearPending verificationSourceAlways Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Average $535,185; lowest $255,532, highest $677,302. Only three franchisees. FDD Item 19, 2025 calendar year. Gross sales before royalties and expenses. Based on franchisees open all of 2025 that supplied profit-and-loss statements; 17 that opened or bought in 2025, 2 that closed and 35 that did not provide information were excluded. Some franchisees have earned this amount; there is no assurance you will.
- Average owner discretionary profit margin, single-unit franchisees 1–5 years in operation (3 franchisees; the FDD's own figure)16.3%Pending verificationSourceAlways Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Median 17.6%. The FDD defines owner discretionary profit as net profit plus the owner's salary and benefits, so it is what is left to pay you, not profit after paying yourself. Only three franchisees. FDD Item 19, 2025 calendar year. Gross sales before royalties and expenses. Based on franchisees open all of 2025 that supplied profit-and-loss statements; 17 that opened or bought in 2025, 2 that closed and 35 that did not provide information were excluded. Some franchisees have earned this amount; there is no assurance you will.
- Median 2025 gross sales, all single-unit franchisees open a year or more (13 franchisees; revenue, not profit)$1,020,454 a yearPending verificationSourceAlways Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Average $1,326,666; 10 of the 13 have been open six years or more. Average owner discretionary profit margin for this group: 17.1%. FDD Item 19, 2025 calendar year. Gross sales before royalties and expenses. Based on franchisees open all of 2025 that supplied profit-and-loss statements; 17 that opened or bought in 2025, 2 that closed and 35 that did not provide information were excluded. Some franchisees have earned this amount; there is no assurance you will.
- Median 2025 gross sales, franchisees operating two years or more — mature, mostly multi-territory owners (91 franchisees; revenue, not profit)$2,427,318 a yearPending verificationSourceAlways Best Care Senior Services 2026 FDD (Minnesota CARDS), issued April 13, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Average $3,290,081; 29 of 91 (31.9%) met or exceeded it. Range $39,041 to $20,448,193. FDD Item 19, 2025 calendar year. Gross sales before royalties and expenses. Based on franchisees open all of 2025 that supplied profit-and-loss statements; 17 that opened or bought in 2025, 2 that closed and 35 that did not provide information were excluded. Some franchisees have earned this amount; there is no assurance you will.
Home Instead
Item 19 reports 2025 gross sales for 611 U.S. franchises, mostly open more than 15 years, plus a count of franchises in each sales band by tenure; the young-franchise rows are counts, not averages.
- Franchises 1–2 years old with 2025 gross sales under $500,000 (7 of 14 franchises in that tenure group)7Pending verificationSourceHome Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Of the 14 franchises with 1–2 years' tenure, 7 had gross sales under $500,000, 5 had $500,000–$999,999 and 2 had $1,000,000–$1,499,999. FDD Item 19. Gross sales before royalties, caregiver wages and all other expenses — not profit. Excludes affiliate-owned businesses, 15 franchises opened after January 1, 2025, franchises that closed in 2025 and 4 terminated locations. Some franchised businesses have earned this amount; your results may differ.
- Franchises 3–4 years old with 2025 gross sales under $1,000,000 (8 of 17 franchises in that tenure group)8Pending verificationSourceHome Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Of the 17 franchises with 3–4 years' tenure: 3 under $500,000, 5 at $500,000–$999,999, 4 at $1,000,000–$1,499,999, 3 at $1,500,000–$1,999,999 and 2 at $2,000,000–$2,999,999. FDD Item 19. Gross sales before royalties, caregiver wages and all other expenses — not profit. Excludes affiliate-owned businesses, 15 franchises opened after January 1, 2025, franchises that closed in 2025 and 4 terminated locations. Some franchised businesses have earned this amount; your results may differ.
- Median 2025 gross sales, all 611 U.S. franchises — mature system: 411 of them have 21+ years' tenure (revenue, not profit)$2,352,450.95 a yearPending verificationSourceHome Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026Lowest $38,465.40, highest $13,070,342.40. FDD Item 19. Gross sales before royalties, caregiver wages and all other expenses — not profit. Excludes affiliate-owned businesses, 15 franchises opened after January 1, 2025, franchises that closed in 2025 and 4 terminated locations. Some franchised businesses have earned this amount; your results may differ.
- Average 2025 gross sales, all 611 U.S. franchises — mature system (revenue, not profit)$2,750,875.94 a yearPending verificationSourceHome Instead 2026 FDD (Minnesota CARDS), issued April 29, 2026(opens in a new tab)Tier 1 · Primary source · Accessed October 31, 2026Last verified October 31, 2026242 of 611 (39%) met or exceeded the average. Average client hours served: 79,658. FDD Item 19. Gross sales before royalties, caregiver wages and all other expenses — not profit. Excludes affiliate-owned businesses, 15 franchises opened after January 1, 2025, franchises that closed in 2025 and 4 terminated locations. Some franchised businesses have earned this amount; your results may differ.
What a franchise does give you
Franchises cost more, but the fees buy real things. Weigh them honestly.
- A national home care brand with about 390 offices reporting
- RightStart training for the owner and two others, plus about two days of on-site help after opening
- A required personal care policy and procedure manual matched to your state's license rules
- Designated home care software and licensing support included in the setup fee
- No minimum royalty in the first 12 months after opening
- HomeCare Academy initial training at no fee (you pay travel)
- A required local marketing program for the first six months
- One of the lower monthly software fees among these brands
- Item 19 includes a year-by-year ramp for newer owners, so you can see the early years
- Headquartered in California, so the franchisor knows the state's licensing process
- Initial training for two people included in the franchise fee
- Item 19 discloses an owner discretionary profit margin, not just sales
- A path to add skilled nursing services later if you choose
- The largest brand here, with 611 U.S. franchises reporting in 2025
- Training, materials and lodging for two people included in the franchise fee
- A start-up kit with branded materials and basic equipment
- A refundable-in-part deposit option to reserve a market before signing
Going independent means
- You keep 100% of what you earn after costs — no royalties.
- You build your own brand, systems, and customer base.
- You need more self-reliance, especially in the first year.
Brand by brand
| Option | Initial investment | Royalties | Marketing fund | Fixed fees | Operating costs | 5-year total | vs. independent |
|---|---|---|---|---|---|---|---|
| Right at Home | $94,330 – $176,239 | $53,018 – $121,206 | $21,207 – $48,482 | $9,600 – $288,000 | $27,240 – $44,740 | $205,395 – $678,667 | +$152,990 – $595,762 |
| Griswold Home Care | $99,600 – $185,600 | $53,018 – $121,206 | $10,604 – $24,241 | $7,200 | $27,240 – $44,740 | $197,661 – $382,987 | +$145,256 – $300,082 |
| Always Best Care Senior Services | $89,725 – $145,900 | $63,621 – $145,447 | $21,207 – $48,482 | $10,500 | $27,240 – $44,740 | $212,293 – $395,070 | +$159,888 – $312,165 |
| Home Instead | $92,640 – $350,550 | $53,018 – $121,206 | $21,207 – $48,482 | $30,000 | $27,240 – $44,740 | $224,105 – $594,978 | +$171,700 – $512,073 |
| Independent (lean start) | $25,165 – $38,165* | $0 | $0 | $0 | $27,240 – $44,740 | $52,405 – $82,905 | — |
Low figures pair the low end of each cost with low revenue; high figures pair the high ends. Franchise initial investment is each brand's FDD Item 7 estimate and already includes the franchise fee. Marketing fund and fixed fees show $0 where we have no sourced figure for that brand.
* Excludes independent startup lines we haven't sourced yet.
Costs are only half the picture
A franchise's brand, training, and support can help some owners reach customers faster. Weigh what those are worth to you against the difference above.
Back to the Non-Medical Home Care guide · Sources for these figures